Home & Business Loan Services
Transform your dreams into reality with our competitive loan solutions. Get quick approvals, lowest interest rates, and personalized service for all your financial needs
Apply for Loan NowWhy Choose Our Loan Services?
At Arush FinSecure, we understand that every financial need is unique. Whether you're buying your dream home or expanding your business, we provide tailored loan solutions with competitive rates and hassle-free processing.
Our expert team guides you through every step of the loan process, ensuring you get the best deal that fits your financial situation and repayment capacity.
Competitive Interest Rates
Starting from 8.5% per annum for home loans and 12% for business loans
Quick Processing
Get loan approval within 48-72 hours with minimal documentation
Flexible Repayment
Choose from various repayment options that suit your cash flow
Our Loan Products
Comprehensive loan solutions for all your financial requirements
Home Loans
Purchase your dream home with our attractive home loan schemes. Features include:
- Interest rates starting from 8.5%
- Loan tenure up to 30 years
- Zero prepayment charges
- Tax benefits under Section 80C & 24B
Business Loans
Fuel your business growth with our flexible business loan options:
- Interest rates starting from 12%
- Quick disbursement within 7 days
- Minimal documentation required
- Flexible repayment options
Personal Loans
Meet your personal financial needs with our unsecured personal loans:
- Interest rates starting from 10.5%
- No collateral required
- Same day approval possible
- Multiple end-use purposes
Vehicle Loans
Drive your dream car or buy commercial vehicles with easy financing:
- Interest rates starting from 9.5%
- Up to 90% financing available
- New & used vehicle options
- Quick processing & disbursement
Education Loans
Invest in your future with our comprehensive education loan schemes:
- Interest rates starting from 9%
- Covers tuition & living expenses
- Moratorium period available
- Tax benefits under Section 80E
Loan Against Property
Unlock the value of your property for various financial needs:
- Interest rates starting from 11%
- Up to 70% of property value
- Long repayment tenure
- Multiple end-use options
Simple Loan Process
Get your loan approved in just 4 easy steps
Apply Online
Fill out our simple online application form with your basic details and loan requirements. Our secure platform ensures your data privacy.
Document Verification
Submit your documents digitally. Our team will verify your information and assess your eligibility within 24 hours.
Get Approval
Receive your loan approval with customized terms and conditions tailored to your financial profile and requirements.
Fund Disbursement
Once approved, your loan amount is disbursed directly to your bank account or as per the agreed terms.
EMI Calculator
Calculate your monthly EMI and plan your finances
Eligibility Criteria
Check if you meet our loan eligibility requirements
Home Loan Eligibility
Age
21 to 65 years for salaried, 21 to 70 years for self-employed
Income
Minimum ₹25,000/month for salaried, ₹2 lakh/year for business
Work Experience
Minimum 2 years for salaried, 3 years for business
Credit Score
Minimum 650 (higher scores get better rates)
Business Loan Eligibility
Business Vintage
Minimum 2 years in operation
Annual Turnover
Minimum ₹50 lakh for manufacturing, ₹25 lakh for trading/services
Financial Records
Audited financials for last 2 years, ITR filing required
Credit History
Good repayment track record, no defaults in last 12 months
Required Documents
Documents needed for loan processing
Identity Documents
- PAN Card
- Aadhaar Card
- Passport (if applicable)
- Voter ID
- Driving License
Income Documents
- Salary Slips (3 months)
- Form 16 / ITR (2 years)
- Bank Statements (6 months)
- Employment Certificate
- Business Financials (if applicable)
Property Documents
- Sale Agreement
- Property Title Documents
- Approved Building Plan
- NOC from Builder
- Property Valuation Report
Apply for Loan Today
Fill out the form below and our expert will contact you within 24 hours
Client Testimonials
What our clients say about our loan services
"Arush FinSecure made my home loan journey incredibly smooth. Their competitive rates and quick processing helped me buy my dream home without any hassle. Highly recommended!"
Rajesh Sharma
IT Professional, Mumbai"I needed urgent funding for my business expansion. Arush FinSecure processed my business loan in just 5 days with minimal documentation. Their service is exceptional!"
Priya Desai
Business Owner, Thane"The team at Arush FinSecure guided me through the entire loan process. Their expertise helped me get the best interest rate available in the market. Very professional!"
Suresh Patel
Government Employee, Navi MumbaiFrequently Asked Questions
Find answers to common questions about loan services
The minimum home loan amount typically starts from ₹1 lakh, while the maximum can go up to ₹5 crores depending on your income, credit score, and repayment capacity. The loan amount is usually determined based on your monthly income and existing financial obligations.
Loan eligibility is calculated based on several factors:
- Income: Your monthly income determines the loan amount you can afford
- Credit Score: A higher credit score (750+) can get you better interest rates
- Age: Younger applicants typically get longer tenure options
- Existing EMIs: Your current financial obligations affect your eligibility
- Employment Stability: Steady employment history improves your chances
Yes, most of our loan products allow partial or full prepayment without any charges. However, terms may vary based on:
We recommend checking specific prepaymentterms with our loan advisor before finalizing your loan agreement.
The required documents vary by loan type, but generally include:
Identity Proof
PAN, Aadhaar, PassportIncome Proof
Salary slips, ITR, Bank statementsProperty Documents
Sale deed, Approval plansApplication Submission
Same day - Submit your application and documentsDocument Verification
1-2 days - Our team verifies your documentsCredit Assessment
2-3 days - Credit score and eligibility checkLoan Approval & Disbursement
3-7 days - Final approval and fund transferHome loans offer several tax benefits under the Income Tax Act:
Principal Repayment
Section 80C
Up to ₹1.5 lakh deduction on principal amount
Interest Payment
Section 24(b)
Up to ₹2 lakh deduction on interest amount
First Time Buyers
Section 80EE
Additional ₹50,000 deduction for first-time buyers
Affordable Housing
Section 80EEA
Additional ₹1.5 lakh for affordable housing